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04 06 2021 paypal is a payment option that draws funds from either your bank account or a credit card you can also keep a balance in your paypal account and use it for purchases paypal credit is a revolving credit line that allows you more time to pay off purchases but charges an apr if you carry a balance.

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what is paypal credit paypal credit is an open end revolving credit card account that provides a reusable credit line built into your account with paypal giving you the flexibility to pay for your purchases right away or pay over time it s easy to apply easy to use and there whenever you need it.

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21 03 2016 paypal credit is a way to use your paypal account to pay for things on e commerce websites either immediately or over time when you don t have the money immediately available on your credit card or in your paypal account or bank account in other words paypal credit is basically like using paypal as a credit card.

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29 01 2019 paypal credit is a line of credit issued by synchrony bank approved paypal users can use this virtual line of credit which functions similarly to a credit card letting you pay for online purchases in installments rather than upfront.
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